Gem
By LATITUDE
Make it yours today with 0% interest*
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What is an Interest Free Plan?
What is an Interest Free Plan?
You need to make a minimum payment each month but have flexibility to make extra payments at any time.
Paying only the minimum each month will not pay the balance in full before the expiry of the plan.
Gem FAQ
Gem Interest Free offer flexible interest free payment plans to suit your needs. From 3 – 18 months, Gem Interest Free gives you access to a range of interest free offers at Mocka. 24 months also available during promotional periods as set by Mocka.
Your approved credit limit will depend on your financial situation. The minimum credit limit for Gem Visa is $1,000, there is a $65 annual account fee (charged $32.50 half early) and a one off $55 establishment fee.
Look for the Gem logo when browsing to now what products are eligible. The minimum purchase amount applies. Gift cards are excluded.
You will receive a monthly statement that highlights the minimum payment required and the available payment options. Internet or telephone banking payment options are available.
You can manage your account from the Latitude Mobile App or the Latitude Service Centre. Search Latitude App in the App Store or Google Play.
